Dagny brilliantly decides to spare the company by creating a new line separate from Taggart Transcontinental. With this, stock of the company will go up, and Dagny can go and finish the line without any problem. Because of a need for money, Francisco comes back into the picture. He does not agree to lend Dagny money because of some mysterious reason. This frustrating reason keeps pushing away Dagny as a way to spare her somehow. Dagny is able to secure money from other people such as Rearden to complete the line. Then, a legislation comes out banning one company from controlling multiple markets. Such affects Rearden and brings to light the despicable people in business.
The most dramatic point of the chapter along with the business catastrophe is the emotional development. It is clear that Francisco still cares for Dagny, but is hiding something. Rearden admits to himself that he has feelings for Dagny that go beyond business matters. Then, Dagny finds herself feeling lonely and wanting to be with someone. However, Dagny herself does not know who this person is.
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